# Medigami

> Medigami is a free, no-signup patient-side healthcare cost and billing
> tool. Upload a medical bill (photo, PDF, or typed entry) and it checks
> every line against standard commercial/Medicare reference rates, flags
> likely overcharges, duplicates, and billing errors, and helps you plan
> next steps (appeal letters, denial decoding, cost estimates). Medigami
> is a product of Medigami LLC, a Delaware limited liability company.
> It is an educational tool, not legal, medical, or billing-counsel
> advice — treatment and appeal decisions remain with the user and their
> physician / counsel.

## Core product

- [Homepage / bill scanner](https://medigami.com/) — upload a bill, get an automated line-by-line check for billing errors. Free, no signup.
- [Pricing](https://medigami.com/pricing)
- [Bill Rescue](https://medigami.com/rescue) — paid done-for-you concierge service for a specific bill.
- [Decode a denial](https://medigami.com/decode-denial) — free CARC/denial-code decoder.
- [Get help](https://medigami.com/get-help)

## Guides (free, public)

- [How to read a medical bill](https://medigami.com/guides/how-to-read-medical-bill)
- [Common medical bill errors](https://medigami.com/guides/medical-bill-errors)
- [How to appeal a medical bill denial](https://medigami.com/guides/appeal-medical-bill-denial)
- [How to lower a medical bill](https://medigami.com/guides/lower-medical-bill)
- [COBRA vs. ACA Marketplace](https://medigami.com/guides/cobra-vs-marketplace)
- [Turning 26 and losing parental insurance](https://medigami.com/guides/turning-26-insurance)
- [GLP-1 drug costs](https://medigami.com/guides/glp1-costs)

## Free letter templates

- [Appeal letter template](https://medigami.com/templates/appeal-letter)
- [Medical bill dispute letter](https://medigami.com/templates/medical-bill-dispute-letter)
- [GLP-1 appeal letter](https://medigami.com/templates/glp1-appeal-letter)
- [Financial assistance request letter](https://medigami.com/templates/financial-assistance-letter)
- [Surprise bill dispute letter](https://medigami.com/templates/surprise-bill-dispute-letter)
- [Itemized bill request letter](https://medigami.com/templates/itemized-bill-request-letter)
- [Appeal evidence documentation](https://medigami.com/templates/appeal-evidence-documentation)

## Public data surfaces

- [Charity-care screener](https://medigami.com/charity-check)
- [Outcomes](https://medigami.com/outcomes)
- Open Console permalinks under `/console/deadline/{state}/{plan-type}` — deterministic pages for appeal deadlines in the states above. See [sitemap.xml](https://medigami.com/sitemap.xml) for the full current list.

## Discontinued lines (dated)

The following provider-facing and payer-ranking surfaces were discontinued
on 2026-09-05 and return HTTP 410 Gone (or render a standard
not-available screen): `/providers`, `/payer-scoreboard`, `/refer`,
`/provider-referrals`, `/price-check`, `/console/score/{payer}/{state}`
permalinks, `/console/odds/{payer}/{state}` permalinks, and the Denial
Observatory API. Medigami's product line serves individual patients only.

## MCP server (for AI agents / LLM tool use)

- [Medigami MCP landing page](https://medigami.com/mcp)
- Install: `npx -y @medigamiofficial/mcp` (npm package `@medigamiofficial/mcp`)
- Compatible with Claude Desktop, Cursor, Cline, Continue, Zed, and other MCP clients.
- Capabilities: scan medical bills, estimate appeal probability, generate state-specific appeal letters, benchmark commercial rates, and look up ICD-10 / CPT / NPI / DEA / NUCC taxonomy codes.
- Every substantive tool response is Ed25519-signed so responses can be verified and cited.
- Listed on the official MCP Registry (registry.modelcontextprotocol.io, server id `io.github.maximusrufus/medigami`) and on Smithery (`@medigamiofficial/mcp`).

## Company

- Medigami is a product of Medigami LLC, a Delaware limited liability company.
- [Terms of use](https://medigami.com/terms)
- [Privacy policy](https://medigami.com/privacy)

## Not legal or medical advice

Medigami is an educational and informational tool. It does not provide
legal, medical, or billing-counsel advice, and does not represent users
in any dispute. Decisions about treatment, billing disputes, and appeals
remain with the user and their own physician or counsel.