Health insurers explain denials in reason codes — CARC and RARC codes like CO-197 or PR-50 — that most patients never learn to read. The Medigami Denial Decoder translates them instantly: paste your denial letter or type the codes from your Explanation of Benefits, pick your state, and get a plain-English explanation of why the claim was denied, your state's historical external-review overturn rate, and the exact statutory deadline to file your appeal.
Denials are overturned a large share of the time when they are actually appealed to external review — yet the overwhelming majority of denials are never appealed at all. The most common way patients lose winnable appeals is by missing the filing window. Decoding your denial and calendaring the deadline is the single highest-value first step.
No sign-up, no account, nothing stored unless you explicitly opt in. If your case looks winnable, you can request a free, no-obligation case review — you pay nothing unless money is recovered.
Educational information only. Not legal, medical, or insurance advice.
Loading Medigami...
We check any medical bill against standard Medicare rates and flag overcharges, duplicates, and billing mistakes — in about 60 seconds.
Built for fertility patients: we check every line of an IVF bill, flag low-value add-ons, and include a cost estimator that uses your state's rules plus a clinic finder.
Educational tool — not legal, medical, or billing-counsel advice. Treatment and appeal decisions remain with you and your physician / counsel.